Bluecode, a top player in QR code payments across Germany and Austria, provides a swift and secure solution for users to purchase via smartphones through the Bluecode App or any Bluecode-capable app. Partnering with Viva.com, Bluecode extends its QR payment capabilities seamlessly to both online and brick-and-mortar retail settings. This payment method offers simplicity and efficiency, eliminating the need for physical cards or cash. With its emphasis on security and ease of use, Bluecode has gained popularity as a trusted payment solution across various industries.
➡️ Key benefits of offering Bluecode as a payment method are:
Increased sales: By providing customers with a convenient and seamless payment option, businesses can attract a broader range of customers who prefer mobile payment solutions.
Competitiveness: Offer innovative payment options and be unique among your competitors
Consumer trust: Attract consumers who may not have made their purchase at all if Bluecode was not an option, especially when buying for the first time from a merchant
Get started quickly: There is no need for the merchant to have an account with Bluecode.
How it works
How it works
At the checkout, the customer selects Bluecode as their preferred payment method:
The Bluecode QR is provided to the customer for scanning using their Bluecode or Bluecode-compatible application:
➡️Details
Payment method type: Synchronous - payments are confirmed immediately
Refunds: Supports partial and full refunds
Recurring payments: Not yet supported
Pre-authorizations: Not yet supported
0% Cashback: Not supported
MOTO: Not supported
Cancellation: Supports cancellation
Disputes: Supported
DCC: Not supported
Surcharge: Not supported
Tipping: Supported
Installments: Not supported
Tokenization: No
Restricted MCC: Some Merchant Categories are not eligible to have EPS activated. Find them below.
Μerchant countries: Available for merchants registered in Austria, Belgium, Croatia, Cyprus, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal & Spain
Customer countries: Available to customers in Austria only
Pricing: Please refer to our pricing page under the main navigation for more information
Settlement: Customer payments are deposited the next day into your business account for confirmed payments / successful transactions (i.e. have statusId = F)
Cross-currency payments: Not yet supported
Additional notes: The Email address and Customer Name fields within Smart Checkout are optional
➡️ How to activate Bluecode
Activation of this payment method is instant. Once activated, merchants will immediately be able to accept payments via Bluecode.
Merchants can only activate Bluecode on their own from their Viva account interface. To activate Bluecode, please follow the procedure below:
Sign in to your Viva.com account
Click on Settings > API Access and scroll down to the Bluecode (Payment Method) section.
Click on the Enable Bluecode as a payment method button:
Bluecode will be activated.
If you would like to deactivate Bluecode, click on the Disable Bluecode as a payment method button:
➡️ Merchant Categories (MCC)
There are some merchant categories that are not eligible to have Bluecode activated. If your business is in one of these categories, you will not be able to accept payments through Bluecode:
Mcc
Mcc
G300 Airlines (codes between 3000 and 3350)
G335 Car rentals (codes between 3351 and 3500)
G350 Hotels (codes between 3501 and 3999)
R999 MCCs, not listed separately nor included in the groupcodes
763 Agricultural Cooperatives
1353 Dia (Spain)-Hypermarkets of Food
1406 H&M Moda (Spain)-Retail Merchants
1520 General contractors — residential and commercial
4723 Package Tour Operators – Germany Only
4813 Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non–face-to-face environment using key entry
4829 Wire transfers and money orders
5172 Petroleum and petroleum products
5262 Marketplaces (online Marketplaces)
5299 Warehouse Club Gas
5333 Hypermarkets of food
5552 Electric Vehicle Charging
5932 Antique Shops – Sales, Repairs, and Restoration Services
5933 Pawn shops
5960 Direct marketing — insurance services
5961 Mail Order Houses Including Catalog Order Stores
5974 Rubber Stamp Store
6010 Financial institutions — manual cash disbursements
6011 Financial institutions — automated cash disbursements
6012 Financial institutions — merchandise and services
6050 Quasi Cash—Customer Financial Institution
6051 Non-financial institutions — foreign currency, money orders (not wire transfer), scrip and travellers’ checks
6211 Securities — brokers and dealers
6300 Insurance sales, underwriting and premiums
6381 Insurance–Premiums
6399 Insurance, Not Elsewhere Classified ( no longer valid for first presentment work)
6513 Real Estate Agents and Managers
6529 Remote Stored Value Load — Member Financial Institution
6530 Remove Stored Value Load — Merchant
6532 Payment Transaction—Customer Financial Institution
6533 Payment Transaction—Merchant
6535 Value Purchase–Member Financial Institution
6536 MoneySend Intracountry
6537 MoneySend Intercountry
6538 MoneySend Funding
6539 Funding Transaction (Excluding MoneySend)
6540 Non-Financial Institutions – Stored Value Card Purchase/Load
6611 Overpayments
6760 Savings Bonds
7012 Timeshares
7276 Tax preparation services
7277 Counselling services — debt, marriage and personal
7280 Hospital Patient-Personal Funds Withdrawal
7321 Consumer credit reporting agencies
7322 Debt collection agencies
7332 Blueprinting and Photocopying Services
7524 Express Payment Service Merchants–Parking Lots and Garages
7539 Automotive Service Shops (Spain) - Other Merchant Categories
7800 Government-Owned Lotteries (US Region only)
7801 Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)
7802 Government-Licensed Horse/Dog Racing (US Region only)
7833 Express Payment Service — Motion Picture Theater
7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
8044 Optical Goods and Eyeglasses
8651 Political organizations
9034 I-Purchasing Pilot
9211 Court costs, including alimony and child support
9222 Fines
9223 Bail and Bond Payments
9311 Tax payments
9402 Postal services — government only
9405 U.S. Federal Government Agencies or Departments
9406 Government-Owned Lotteries (Non-U.S. region)
9700 Automated Referral Service
9701 Visa Credential Server
9702 Emergency Services (GCAS) (Visa use only)
9751 UK Supermarkets, Electronic Hot File
9752 UK Petrol Stations, Electronic Hot File
9754 Gambling-Horse, Dog Racing, State Lottery
9950 Intra-Company Purchases
➡️Get Support
If you would like to integrate with Viva, or if you have any queries about our products and solutions, please see our Contact & Support page to see how we can help!