What is IRIS Payment via POS
IRIS payment via POS is a new way of accepting payments that allows professionals to receive money directly from their customer’s banking app, without the use of a card. The process is simple: the customer scans the QR code displayed on your POS terminal and completes the payment through their bank’s mobile banking app.
With this new feature, which will be available from 1 December 2025, you can offer your customers a modern, secure, and instant payment method.
How IRIS Payment Works on the POS Terminal
The customer informs you that they wish to pay with IRIS.
On the POS, select IRIS as the payment method.
A QR code with the transaction amount appears on the terminal screen.
The customer scans the QR code using their bank’s mobile banking app. To complete the payment, the customer’s mobile device must have an active internet connection.
Once the payment is completed, the POS receives confirmation and prints a receipt.
The transaction is completed instantly and securely.
Refunds are supported through the POS.
How the IRIS payment appears on the POS
Below you can see how the IRIS payment appears on the POS screen when the customer scans the QR code through their bank’s mobile banking app.
The screen displays the amount and the QR code to be scanned.
What You Need to Accept Payments via IRIS on your POS
To accept IRIS payments through Viva POS, you must have:
Compatible terminal:
Viva Terminal App (Android / iOS), Soft POS
Ciontek or Sunmi devices
PAX devices (PayDroid App and/or Viva Terminal App)
Prolin (S900, D200, S800, Q30)
Supported integration protocols (if integration is mandatory for your business):
Cloud Terminal API
App2App (InterApp)
Local Terminal API (Α. 1155/2023)
ECR Protocol (Α. 1098/2022)
Registered business IBAN in the Register of Business Bank Accounts. You will need to visit the AADE website (Επαγγελματικός Λογαριασμός | ΑΑΔΕ) and declare the IBAN where you receive payments via IRIS.
Note!
Starting from November 1st, 2025, your compatible terminals will automatically receive a software update that enables IRIS payments.
No action is required on your part — once the update is completed, the IRIS payment option will appear in your terminal menu, ready to use.
Benefits for the Merchant
Add another popular and secure payment method.
No card is required — the customer pays directly through their bank.
Pricing and Fees
For more information about the pricing and fees that apply to IRIS payments via POS, please visit our website here.