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Subscription Plans

From 1 June 2024, Viva.com introduced subscription plans. Existing customers were automatically assigned to the plan that best matched their business usage at that time.

When creating a new account, we recommend a subscription plan based on the information provided during registration. You can change your plan at any time as your business needs evolve.

Subscription plans are available based on how you accept payments:

  • Omni-channel – for businesses using multiple payment acceptance channels.

  • In-person – for businesses accepting payments through card terminals.

  • E-commerce – for businesses accepting payments online.

Payment acceptance channel Omni-channel

Omni-channel Zero

Free *

  • €2 per online store/month (Smart Checkout integration)

  • €1 per user/month

  • €2 per active terminal/month

Omni-channel Default

€4.99 / per month

  • Up to 1 online store + €2 /extra online store/month (Smart Checkout integration)

  • Up to 2 users + €1 /extra user/month

  • Up to 3 terminals + €2 /extra terminal/month

  • 4 Free outgoing transfers

Omni-channel Standard

€12.99 / per month

  • Up to 3 online stores + €2 /extra online store/month (Smart Checkout integration)

  • Up to 3 users + €1 /extra user/month

  • Up to 10 terminals + €2 /extra terminal/month

  • 15 Free outgoing transfers

Omni-channel Premium

€19.99 / per month

  • Up to 5 online stores + €2 /extra online store/month (Smart Checkout integration)

  • Up to 5 users + €1 /extra user/month

  • Up to 20 terminals + €2 /extra terminal/month

  • 30 Free outgoing transfers

Payment acceptance channel In-person

In-person Zero

Free *

  • €1 per user/month

  • €2 per active terminal/month

In-person Default

€4.99 / per month

  • Up to 2 users + €1 /extra user/month

  • Up to 3 terminals + €2 /extra terminal/month

  • 4 Free outgoing transfers

In-person Standard

€12.99 / per month

  • Up to 3 users + €1 /extra user/month

  • Up to 10 terminals + €2 /extra terminal/month

  • 15 Free outgoing transfers

In-person Premium

€19.99 / per month

  • Up to 5 users + €1 /extra user/month

  • Up to 20 terminals + €2 /extra terminal/month

  • 30 Free outgoing transfers

Payment acceptance channel E-commerce

E-commerce Zero

Free *

  • €2 per online store/month (SmartCheckout integration)

  • €1 per user/month

E-commerce Default

€4.99 / per month

  • Up to 1 online store + €2 /extra online store/month (Smart Checkout integration)

  • Up to 2 users + €1 /extra user/month

  • 4 Free outgoing transfers

E-commerce Standard

€12.99 / per month

  • Up to 3 online stores + €2 /extra online store/month (Smart Checkout integration)

  • Up to 3 users + €1 /extra user/month

  • 15 Free outgoing transfers

E-commerce Premium

€19.99 / per month

  • Up to 5 online stores + €2 /extra online store/month (Smart Checkout integration)

  • Up to 5 users + €1 /extra user/month

  • 30 Free outgoing transfers

Minimum monthly invoice for Zero plans

A minimum monthly invoice of €4.99 applies.

If the total charges generated from your use of Viva.com products during a billing month reach €4.99 or more, no additional plan fee is charged beyond those usage charges.

The following charges count towards the Zero plan's minimum monthly invoice:

  • Fees for unlimited incoming bank transfers

  • Active Card Terminals & Website IDs

  • Viva Acquiring fee

  • Outgoing bank transfer fees

  • Additional user fees


What's included with every plan?

  • Payments account

  • Unlimited digital debit cards

  • Payment notifications and payment links

  • Unlimited real-time settlement

  • Offline payments


Changing your subscription plan

The monthly subscription fee is charged on the last day of each calendar month.

You can change your subscription plan at any time:

  • Upgrades take effect immediately.

  • Downgrades take effect from the following calendar month.


View all payment plans here.

Still need help? Our team is here to support you. Please contact us via the Chat with us option in your Viva.com account.

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