WeChat Pay is a mobile payment and digital wallet service by WeChat based in China that allows users to make mobile payments and online transactions.
User Experience
At online checkout, the consumer chooses WeChat Pay as their preferred payment method:
The customer is directed to a WeChat-hosted payment page where a QR code is presented:
The customer scans the QR code with their WeChat app to proceed:
They can then review the details of the payment:
The customer enters their password to complete the payment:
The customer then sees confirmation of the completed payment:
Details
Merchants do not need to have an account with WeChat Pay
Payment method type: Asynchronous - payments are not confirmed immediately, it may take up to 2 hours to receive confirmation of payment. You need to set up webhooks in order to get notified for asynchronous payments
Refunds: Supports partial and full refunds
Recurring payments: Not yet supported
Pre-authorizations: Not yet supported
Restricted MCC: Some Merchant Categories are not eligible to have WeChat Pay activated. Check the table below for more information
Μerchant countries: Available for merchants registered in France, Germany, Ireland, Italy, Luxembourg, Netherlands & United Kingdom
Customer countries: Available for customers in All countries
Pricing: Please refer to our pricing page under the main navigation for more information
Settlement: Customer payments are deposited next day into your business account for confirmed payments / successful transactions (i.e. have statusId = F)
Cross-currency payments: Not yet supported
Additional notes: The Email address and Customer Name fields within Smart Checkout are optional
How to activate WeChat Pay
Merchants do not need to have an account with WeChat Pay.
This payment method is available upon positive review of your request.
Merchant Categories
There are some merchant categories that are not eligible to have WeChat Pay activated. If your business is in one of these categories, you will not be able to accept payments through WeChat Pay:
Merchant Category (MCC) | Description |
5094 | Precious Stones and Metals, Watches and Jewelry |
5122 | Drugs, Drug Proprietors, and Druggist’s Sundries |
5499 | Misc. Food Stores – Convenience Stores and Specialty Markets |
5912 | Drug Stores and Pharmacies |
5962 | Direct Marketing – Travel Related Arrangements Services |
5966 | Direct Marketing- Outbound Telemarketing Merchant |
5967 | Direct Marketing – Inbound Teleservices Merchant |
5999 | Miscellaneous and Specialty Retail Stores |
7322 | Debt collection |
7995 | Betting (including Lottery Tickets, Casino Gaming Chips, Off-track Betting and Wagers) |
7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers |
9223 | Bail and Bond Payments |
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