We deliver advanced omnichannel payments technology, with ultimate speed, reliability, agility – all developed in-house, and live across 24 European markets.

We drive innovation, setting the technology agenda in payments. We pioneer the leading Tap on Any Device technology that allows any device -whether mobile, desktop, smart interactive or self-checkout- to double its use as payment terminal, accepting contactless payments. This technology supports different checkout journeys, elevating customer service, as transactions can be completed anywhere, eliminating queues and long waiting times.

No intermediaries and no white label technology. All of Viva.com’s technology is built in-house over MS Azure, and is fully scalable, supporting any payment checkout journey. We have full control of the payments value chain to deliver tremendous agility in developing cutting edge solutions. Viva.com was the first to set up its whole infrastructure on MS Azure Cloud; This means that we are always ON, delivering high performance & capacity, and enabling transactions to be completed even when the network might be down.

We allow our customers near-instant access to funds. Transactions are settled in up to 60 minutes.

You can receive cashback and eliminate fees by using the viva.com debit card to manage, automate and monitor corporate expenses.

Value-added features, such as Dynamic Currency Conversion, Multicurrency, and Surcharge ensure that every sale is captured, and you can maximize your business revenue potential.