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Accepting payments
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There are three different use cases to accept payments:

➡️ In-person payments

Those transactions are made at a location, typically involving face-to-face interaction with your customer. For in-person payments:

  • You can download Viva.com Terminal App on your mobile phone (Android or iPhone) to start accepting payments in no time.

  • If you need a dedicated device to use Viva.com Terminal App you can visit our store to buy one or even source one from your preferred supplier.

  • Viva.com Terminal App supports integration with many different ISV solutions that offer special cover customer checkout flows. Find out more on integrations.

➡️ Online payments

They are made over the internet usually on a web site or a mobile application.

  • You can integrate Viva.com Smart Checkout to your e-shop or web service with a single line of code.

  • Viva.com Smart Checkout incorporates features that enables security and increase sales conversion, such as card saving, 3DS support, low value transaction exemption, card tokenization, etc.

  • You can choose from a large list of plugins that allow you to integrate Viv.com to your web site such as Shopify, WooCommerce, Prestashop and much more.

➡️ Payments for Mail Orders / Telephone Orders

In those transactions, the card details are provided to the Merchant over the phone or with an email. You can charge cards by entering its details:

  • on our Viva.com Terminal App.

  • using Viva.com Web POS available on our e-banking.

However, you can accept payments in a much safer way by using:

  • Viva.com Payment Notifications, that allows you to request a payment from your customer over email.

  • Viva.com Quick Pay, that allows you to create a permanent link that you can share with your customers to let them pay you an arbitrary amount.


All Viva.com payments accept:

  • All international card schemes such as VISA, Mastercard, Amex, Diners, JCB and China Union Pay

  • Many local national card schemes such as Cartes Bancaires, Bancontact, Bancomat, Dankort, Multibanco, Girocard, etc.

  • Many alternative payment methods such as Alipay, Paypal, Swish, MB Way/Ref MB, etc.


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