Cutting-edge Omnichannel Payment Solutions
In-store: Viva.com’s Tap on Any Device technology allows any corporate device -whether mobile, desktop, smart interactive or self-checkout- to double its use as payment terminal, accepting contactless payments. This technology supports different checkout journeys, elevating customer service, as transactions can be completed anywhere, eliminating queues and long waiting times.
Online: The Smart Checkout payment gateway by viva.com dynamically adapts to display payment methods based on customer preferences and merchant priorities, increasing checkout completion rates. Businesses that choose viva.com Smart Checkout enjoy an average payment success rate of 87.6% in Europe. For customers with stored cards, this rate impressively reaches 97.2%.
Marketplaces: From swift digital sellers’ onboarding to ultra-fast customers’ checkout in a matter of seconds, support for over 40 international and local European payment schemes, and a “plug-and-play” Smart Checkout technology which optimizes conversion, Viva.com offers marketplaces everything they need to ensure quality of service, uninterrupted payments, streamlined operations and thorough reporting.
➡️Onboard and start accepting payments in minutes
Merchants across Europe can start accepting payments within minutes, without time-consuming procedures. Viva.com's AI-automated, seamless digital onboarding process drastically reduces "digital bureaucracy," providing you with speed and convenience from the very first moment.
➡️Innovative Technology
All of Viva.com’s technology is built in-house over MS Azure, and is fully scalable, supporting any payment checkout journey. Our technology is always-on, enabling transactions to be completed even when the network might be down.
➡️40+ payment methods
A wide range of payment methods to accommodate customers’ preferences, ranging from international card schemes to leading local card schemes, and alternative payment methods.
➡️Offline transactions
Ensures that Viva.com merchants minimise chances of losing a sale resulting from network connectivity issues or disruptions. Offline Payments automatically allows card-present transaction acceptance, even if a merchant is unable to connect to a network at the point of sale.
➡️Real-time Settlement
We allow our customers near-instant access to funds. Transactions are settled in up to 60 minutes.
➡️0% Transaction fees
Open your viva.com Account and activate your digital business card in seconds. Use it for purchases in online and physical stores, earn cashback, and reduce your transaction fees by up to 0%.
➡️Value-added features
Reduce your operating costs and enhance your customers' purchasing experience with value-added services such as Dynamic Currency Conversion (DCC), transparent cost transfer through Surcharge, and Multicurrency Transactions.