BLIK is a convenient, mobile phone-based payment method that allows the customer to quickly generate a code via their banking app, which can then be used to make a payment.
➡️ Key benefits of offering BLIK as a payment method are:
Popularity: BLIK is the most popular payment method in Poland, with a 60% market share of all e-commerce payments
Speed and ease of use: Customers can quickly and easily generate a payment code via the app
Security: Customers do not use a card, customers do not log in to their Bank, and customers confirm every payment in their banking app
Get started quickly: There is no need for the merchant to have an account with BLIK
How it works
How it works
Steps:
At the checkout page, the customer chooses BLIK as their preferred payment method before being directed to a BLIK payment screen:
The customer generates a BLIK code within the app of their bank account:
The customer enters their app-generated BLIK code within the BLIK payment screen before completing the payment:
➡️ Details
Merchant's account: Merchants do not need to have an account with BLIK.
Payment method type: Asynchronous - payments are not confirmed immediately, it may take up to 55 seconds to receive confirmation of payment. You need to set up webhooks in order to get notified for asynchronous payments
Refunds: Supports partial and full refunds
Recurring payments: Not yet supported
Pre-authorizations: Not yet supported
0% Cashback: Not supported
MOTO: Not supported
Cancellation: Supports cancellation
Disputes: Not supported
DCC: Not supported
Surcharge: Not supported
Tipping: Not supported
Installments: Not supported
Tokenization: No
Μerchant countries: Available for merchants registered in Poland only
Customer countries: Available to customers in Poland only
Pricing: Please refer to our pricing page under the main navigation for more information
Settlement: Customer payments are deposited next day into your business account for confirmed payments / successful transactions (i.e. have statusId = F)
Cross-currency payments: Not yet supported
Additional notes: The Email address and Customer Name fields within Smart Checkout are optional
➡️ How to activate BLIK
This payment method is available upon positive review of your request. For more information, please contact your Viva sales representative. Alternatively, you can contact us directly via our live chat facility, by simply clicking on the Live Chat in your account.
➡️ Get Support
If you would like to integrate with Viva, or if you have any queries about our products and solutions, please see our Contact & Support page to see how we can help!