How are your charges determined?
Our pricing is based on the Interchange++ model.
Interchange fee
Interchange fee starts at 0.2% for European consumer debit cards.
Scheme fees and Interchange fees are determined by variables such as the type of card, the country of the merchant and the Card Issuing Institution, the merchant's category, and the transaction type (Card Present, No Card Present, By Phone).
Cost of schemes (Visa/MasterCard, etc.)
Charges are determined by Visa*and Mastercard* card schemes and exist in some countries.
Viva.com costs for card clearing (the second +)
Acquiring service providers' fees are determined by viva.com based on the total monthly turnover your business generates from cards.
What is the commission per sales transaction?
For a detailed overview of the fees by type of sales transaction (Card Present, No Card Present, From the Phone), visit our pricing page here.
What is the charge for my Plan?
What is the charge for IBAN?
You can see detailed information about IBAN here.
You can see the detailed charges in our service price list here.