The Viva.com Saver is a savings account that allows for interest accrual on business funds. It is created entirely through the viva.com platform.
How to create your account:
Log in to your viva.com account.
From the left-hand menu, select "Accounts" → "Create new".
Choose "Viva.com Saver" from the available options.
Enter the desired name for your account.
Read and accept the terms of use.
The account is activated immediately, and you will receive a confirmation email.
Adding funds to your account
You can add funds in two ways:
Through an internal transfer from another viva.com account you own.
Via an incoming transfer from an other bank.
Using the account
The Viva.com Saver operates exclusively as a savings account.
It does not support:
Direct payments to third parties
Issuance or use of debit cards
Outgoing transfers or payment services
Adding money to the account using a card
To use your funds, you must first transfer them to your primary viva.com account or other wallets.
Monitoring your account
Through the account, you can view:
The Wallet type (Viva.com Saver Account)
The Opening Date
The available balance of the Saver Account
The annual interest rate
If you hover over the "i", you will see more details about the calculation:"The annual interest rate is calculated based on the current ECB rate (2,50%) -1,00%"
The total earned
This month: daily calculation of the amount (will not appear if there is no amount)
The date of the next interest payment
If you hover over the "i", you will see more details about the interest payment: "Accrued interest is paid monthly)
Click here to learn more about Viva.com Saver Account.