There are two types of cards: business debit cards and employee cards. Both types of cards can be issued in physical and digital form. At the moment, all currently available cards are debit cards.
The digital card can be created through your account and used instantly and for free without the need of activation.
At the same time, it can be easily added to Google Pay/Apple Pay for purchases or even withdrawals (this feature will be available soon).
In contrast, the physical card includes the cost of ordering, but it can be used in the same way.